Long Overdue Life Audit – Direction for 2023/2024

FFA Nurul

Ideal state: Financially stable, potentially earning at least RM3k and above, with savings on car maintenance and emergency events, manageable debt repayments. Steady stream of income and balance working on passion projects, family business and my role as a consultant after graduated from DBA program. Calm and happy.

Driving Factor	Restraining Factor
financially independent, not relying on my parents money (5) freedom to do what I want and to be myself- peace of mind, not to worry about unpaid bills (5) opportunity to contribute to my family (4) realising my need to be self-sufficient (5) not worrying about my car and disrupt my travels (4) security when emergency happens or when I need extra money (4) some resource for knowledge and skills upgrading (3) I can be more available to those who matters (5) I can buy more quality food to nourish my body (5) life upgrades – wardrobes, home, self-care (5) experience and knowledge in IT and fitness; competence in industry (3) no need to invest so much to start rolling (4) vast methods and opportunity to share my insights online (3) access to gyms to promote my services (4) physically fitter and look better than I was before (4) enjoy life (5)	competitive (3) market demands unmatched with my service and offered rate (3) juggling for time (5) demotivated sometimes when unable to fulfill customer needs (3) limited local opportunities (4) physically tired to push in getting more done (5) unclear who are my target market that would value my service (5) many commitments that consume time and money (4) how to market my service online with just using Instagram, WhatsApp, YouTube and my website (5) sometimes too overwhelmed to do anything (4) basic commitments almost RM700 per month without adding on fuels and food (5) no more savings (5) sometimes giving in to unnecessary costs (3) debts almost RM30k (4) need to solve financial issue on family business (5) pending work from previous years (5)
Total: 68	Total: 68

Same tally. Ok from here, my area to develop on would be – Marketing & Branding, Sales Opportunity, Time Management, Fitness & Well-being, Finance, Business Development, Preliminary Action. Timeframe is 2 years, that is from now August 2023 to August 2025. By this time, I must already have graduated and achieved at least 60% of my ideal state – especially the finance part where I am able to pay my monthly debts and secure some money for my savings.

Development plan for Nurul to achieve ideal state in 2 years

Primary focus is to finish pending jobs before 2023 ends. Start earning RM900-1,000 per month first to sustain the year. If I finish all these actions by year 2024, I could potentially generate RM30,000-40,000 more by then.

Area	Action	How	Timeframe
Marketing & Branding	Find my superpower	Read articles on authenticity, finding niche, superpower	14 Aug – 1 Nov 2023
	Structure packages	Outline fitness service packages – price, options, points of contacts	14 Aug – 31 Aug 2023
	Social media	Instagram, YouTube, WhatsApp	31 Aug 2023
	Channels	Website, Emails	31 Aug 2023
	Determine frequency		31 Aug 2023
	Contents	Determine what kind of contents that would: – create awareness on fitness – create awareness on BodyPump – motivate people to improve habits to like fitness – introduce different kinds or trends of training -demonstrate knowledge and competence – own experience and journey	31 Aug 2023
	Online course/PT
	Hosting and website packages marketing	SEO work Update Tau Systems website
	Sort visibility and coverage
	Portfolio	Digital kit Printed kit Structured contents
Sales Opportunity	Scan consumers profile
	Perform PESTEL
	Market research
	Target people – individual, corporate, new gym members
	Approach contractors SMEs on website and email hosting services
	Create awareness – story and social media and website contents
Time Management	Pending job at HATWKK	Heli section Running section – face, touchup details, banner Chamber section – details baju, face Logo – left and right Smoothen out background	1 Mar 2024
	Kiosk apps Growball	Interface prototype Workable prototype Presentation Install Test	1 Mar 2024
	Business plan MYJN	Framework to study profits, SWOT, business plan, recommendations, PESTLE, market research, current condition – strategy – Data pertanian DOA – food delivery
	Business kit MYJTS	Logo Update portfolio Update website info
	DBA research	Correction – ongoing REC approval Writing article journal Book chapter Data collection	Feb 2024
	PT classes and sessions	Specify free interchangeable slots with classes and training	19 Aug 2023
	Hobby & creatives	Slot one day just for myself to engage in hobbies UOB Art Comp	31 Dec 2024 31 July 2024
	Personal chores	Home repairs Main room cleaning Bathroom repair Sink repairs Garden Dismantle double decker bed
	Relationships – family, friends and love	Schedule time to be at parents, dates and friends Meet family once a week	19 Aug 2023 31 Dec 2024
Fitness & Wellbeing	Training schedule and focus	Specify days of training and expected costs Schedule daily stretching to release tension	20 Aug 2023
	Nutrition plan	Determine groceries sets required and monthly costs	31 Aug 2023
	CEN work	Finish 10 days awareness challenge Do 3x a day – ask myself how am I feeling? Why am I feeling? Learn everything about CEN	13-19 Aug 2023 31 Dec 2024
	Books	Finish pending book titles Read list of book titles
	Mindfulness	Meditation 10-20 mins daily	31 Dec 2024
Finance	Study loan	Outstanding RM14,000	31 Dec 2024
	Membership debt	Outstanding RM2,000	31 Dec 2024
	MYJN outstanding and cashflow	Plan on how to generate RM2000 – RM5000 per month	15 Sept 2023
	Find extra income/job	Limit on arts, web and coding and fitness
	Accumulate savings	Car maintenance saving RM1,500 per year	31 Dec 2024
Business Development	MYJN new offers
	New products TS
	Create on-demand online services
	Web-apps pay per month/year
	Fitness classes
	Online PT
	Progress monitoring package
Preliminary Action	Expand network
	Create visibility	Enhance website contents Use YouTube and Instagram SEO on website
	Prepare catalog/ deliverables	Catalog and materials for TS Catalog for PT
	Offer classes, purchasable prints	Determine concept and products to sell Find out how others do it
	Present all services to people, no reservation

Updated 23 Jan 2024