2025-2028 Plan

So, I just roughly (and some meticulously) thought about what I want to focus on in 2025. My issues now include:

  • Recurring burnouts from evening classes – not enough time to resettle for the following day
  • Not enough focus on building my skills in CrossFit
  • Nutrition consistency, but getting there
  • Variable monthly expenses – hard to control where my money is going
  • Lack of focus and clarity when doing deep thinking work
  • As much as I want financial stability, and know how to get there, I also want the balance and the ability to maximise my time for crucial work to think and strategise stuffs that would set me up for better financial return
  • Budget for self-care stuffs

Nonetheless,I feel that I want to do a lot of self-care stuffs this year. I have neglected myself too much already. I am so done with taking care of other people’s needs over mine. To do this, I need some budget and have to work less hours than what I am doing now. One way of maximising my skill is by offering online training services. I gotta figure out (again!) what is the best way of doing this. My barrier now is so many things to do, so little time. I practically am spending most of my free times recovering at home. I feel like I am losing touch of myself – the person who loves to be out and enjoy the sun, beach, afternoon breeze, whatever. These small changes I am making are for the longer-term and period. I might not get what I want this year, so the goal is really to pave the way to make my life better.

This was my ideal state to achieve in 2 years (target August 2025) I wrote in 2023:

Financially stable, potentially earning at least RM3k and above, with savings on car maintenance and emergency events, manageable debt repayments. Steady stream of income and balance working on passion projects, family business and my role as a consultant after graduated from DBA program. Calm and happy.

The area I wanted to work on previously were, Marketing & Branding, Sales Opportunity, Time Management, Fitness & Well-being, Finance, Business Development, Preliminary Action. By end of timeframe, I would already have graduated and achieved at least 60% of my ideal state – especially the finance part where I am able to pay my monthly debts and secure some money for my savings.

Looking back, I am 90% there, only business left is to graduate my DBA degree. The new development plan is adjusted adding on my specific focus for the next 3 years (25 January 2025 – 25 January 2028) which are Work Delegation, Pending Job, Home Making, Hobbies, Self-care & Wellbeing, Devotion, Education, Fitness & Nutrition, Preliminary Action, Finance.


Self-care & Wellbeing

ActionHowTimeframe
Skincare routineGet COSRX set, snail mucin, propolis toner, peptide moisturiser, cleaner and sunblock

Assess longevity of stocks and budget
28 February 2025






31 December 2025
Hair maintenanceGet hair oil

Haircut every 6 months
28 February 2025

25 January 2028
DeclutterSell all sister’s used items at home

Get rid of unused clothes

Get rid of old under wears

Develop system to recycle

Develop system to house clean
31 December 2025


28 February 2025


31 March 2025


31 March 2025


31 March 2025
Update my wardrobeBuy 2 outdoor working pants
Get more socks
Buy new under wears

Buy 1 or 2 jeans
Buy 2 dress shirts
Buy 1 pair of flats
Buy 1 pair of dressy slippers

Buy 1 leather court shoes
31 March 2025





31 December 2025






31 December 2026
Sleep hygieneGet extra set of beddings

Get heavy blanket

Sleep at least 5 hours a day

8 hours sleep on weekends

Change sheets twice a month
31 December 2025


31 December 2026


25 January 2028






Balance self-healing with enjoying lifeVisit parents every week

Visit grandma once a month

Wear makeup for errands

Take myself out to nice places once a month – cafe, library, museum, city walks, beach, nature, arts, events, window-shopping

Buy flowers for myself every 2 weeks
25 January 2028
Self-awareness and behaviour changeVision board

Fixer behaviour awareness

Perfectionism awareness

Attention

Abundance mindset

Money psychology

Inner child work
31 January 2025

25 January 2028












Devotion

ActionHowTimeframe
Memorise QunutWrite and practice31 December 2025
Write in my Dua JournalWrite before sleep daily25 January 2028
Audit my fasts and pay fidhyahTrack from the earliest I can find

Record in apps
28 February 2025


25 January 2028
Improve my prayersWork around activities with prayer times25 January 2028
Finish reading the Quran annuallyFinish reading in average 10 surahs a month25 January 2028

Finance

ActionHowTimeframe
DebtsPay RM5000 off study loan

Pay off RM1600 membership fees
25 January 2028
Investment (40%)USD MMF
ASNB Fixed Fund
ASNB Equity
Principal
Insurance
ETF & Stocks
25 January 2028
Savings (60%)Emergency RM6,000 (HYSA 70%, ASB 30%)

Gym Operation RM3,000 (HYSA)

Competition Fund – 1,000 (HYSA)

Travelling Fund – 2,000 (HYSA)
25 January 2028
IncomeEarn at least RM2,500 monthly from fitness

Earn at least RM45,000 from Consulting
25 January 2028



25 January 2028
ExpensesLive under RM1,500 every month (monthly commitments, fuel, utilities and groceries)25 January 2028

Pending Jobs

ActionHow Timeframe
Mural at HATWKKRunning group photo section

Helicopter section
Logo section
Diving chamber section
30 April 2025


25 August 2025


Preliminary Action

ActionHow Timeframe
Produce report and send to each branchWrite general report on state level & personalise on branch level

Submit reports
30 April 2025
ServiceBrainstorm quick entry service offering into the industry

Develop service

Launch
31 May 2025




31 December 2025

1 January 2026
Maintain contacts with key peopleCheck on agency activities25 January 2028

Work Delegation

ActionHowTimeframe
Find instructors to replace HIIT, Tabata and Strength Circuit classesContact instructor and agree on pay, classes and schedule – to start on April 202531 March 2025
Security feature on current gym appsSecure login for admin page31 March 2025

Home Making

ActionHowTimeframe
Bathroom makeoverClean and paint ceiling

Fill holes on wall tiles area

Paint wall tiles

Paint floor tiles area
28 February 2025

Main room cleaningWet mop and remove debris

Source materials to level the floor

Get flooring (vinyl or epoxy)
31 December 2025
Bathroom sink repairSource tools and pipes31 December 2026
Beautify gardenGet 2 rose plants

Get 2-3 other flower plants

Orchid care and repotting
31 December 2026
Dismantle double decker bedDismantle and store away28 February 2025

Hobbies

ActionHowTimeframe
UOB Art CompetitionCome up with themes and materials

Work up on costs and items resourcing

Start painting
31 May 2025



31 May 2025




1 July 2025

Education

ActionHowTimeframe
Pilates ISSA cert

CF L1 cert

NASM / ACE cert
Save on at least RM5,000 for each certificate31 December 2025

31 December 2026

25 January 2028

Fitness & Nutrition

ActionHowTimeframe
Nutrition systemGet information on what I buy and eat in a month

Build a macro plan and budgets needed

Eat 4 meals, 100-170g of proteins, less carbs daily
28 February 2025








25 January 2028
TrainingBuild on existing skillset & volume

Learn handstand

Increase training intensity 4x a week

More engine training

Annual PR weights increase at 5kg each year

Body fat % +- 22%
Target weight 70kg
25 January 2028

It took me almost a month to deliberate what I want to focus for the development plan, and actually 2 days in completing writing all of this. Let’s start working towards my ideal self and focus!